Financial Literacy for Young People

Money skills for every age

Interactive games and challenges designed to build real financial understanding — from counting coins at five to understanding tax and investing at sixteen.

Choose an Age Group

Where would you like to start?

Each age group builds on the last. All content is free, browser-based, requires no account or download, and now includes printable worksheets, lesson packs, and certificate packs too.

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Ages 5–7 · 18 games

Money Basics

The first building blocks of financial understanding — coins, counting, saving, sharing, and smart choices.

  • Coin spotter & coin counter
  • Pennies to a pound
  • Savings piggy bank
  • Need or want sorter
  • Shopping basket challenge
Start Learning
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Ages 8–9 · 12 games

Money Explorer

Practical money skills — making change, spotting good deals, decimals, budgets, and saving goals.

  • Making change & break the note
  • Best deal challenge
  • Pocket money budget
  • Decimal duel & multiplication store
  • Weekly budget & money master quiz
Start Learning
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Ages 10–13 · 11 games

Money Master

Percentages, compound interest, inflation, UK tax basics, running a business, and spotting scams.

  • Percentage power & Rule of 72
  • Compound interest explorer
  • UK tax basics & inflation quiz
  • Lemonade stand business sim
  • Spot the scam & smart saver
Start Learning
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Ages 14–16 · 13 games

Teen Money Lab

Real-world finance — UK tax, first payslips, credit scores, investing vocab, budgeting, and spotting fraud.

  • UK tax quiz & payslip decoder
  • Career earnings & gross-to-net
  • Credit score simulator
  • Portfolio & investing vocab
  • Subscription trap & fraud spotter
Start Learning
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Ages 16–18+ · 14 games

Young Adult Finance Lab

Student loans, LISA, pensions from day one, rent vs buy, self-assessment, FIRE, and the decisions that compound for decades.

  • Student loan — overpay or not?
  • LISA, ISA & pension comparison
  • Payslip decoder & side hustle tax
  • Rent vs buy, ETF & DCA simulator
  • Credit card payoff & FIRE number
Start Learning
Learner passport Track progress across Saving, Spending, Tax, Safety, and Investing instead of only by age band. Topic-based classroom units Teach Saving, Spending, Tax, Safety, and Investing as classroom-ready routes across multiple age bands. Teachers and classrooms Open the full teacher hub with curriculum map, classroom toolkit, PDF packs, assessment ideas, and safe discussion routines. Parent and teacher guide See session lengths, follow-up questions, offline extensions, and the best printables for each age band. Lesson packs and answer keys Run a ready-made 10 to 20 minute session with a lesson aim, answer key, and print button for each age band. Worksheets and certificates Open every worksheet pack and every certificate in one place, with cleaner print controls. Kids analytics dashboard Review starts, completions, replays, print actions, and audio usage on this device. Start with the youngest band If you are unsure where to begin, the 5-7 track is the gentlest first step and now includes replay mini-challenges.
Topic Pathways

Follow one money idea from first coins to real-world choices

These routes are useful when a learner wants to stay with one theme across age bands rather than move only by age. Each one is free and links into the guide, the hub, and the printable packs.

Saving and goals

Start with piggy banks and patient choices, then build into weekly goals, inflation, and long-term planning.

  • 5-7Piggy bank and rainy-day habits
  • 8-9Goal setting and weekly plans
  • 10-13+Inflation, growth, and future trade-offs
Open the saving pathway

Smart spending

Move from needs and wants into change, deals, discounts, and budgeting with real choices that feel useful fast.

  • 5-7Needs, wants, and simple prices
  • 8-9Change, best deals, and discounts
  • 14-16+Subscriptions, credit, and bigger trade-offs
Open the spending pathway

Tax and payslips

Build from simple money vocabulary into tax basics, first payslips, and the decisions older teenagers actually face.

  • 10-13Tax basics and money language
  • 14-16Payslips, deductions, and first jobs
  • 16-18+Student loans, side hustles, and wrappers
Open the tax pathway

Investing and growth

Use age-appropriate steps that move from saving language to compound growth, portfolios, and long-term planning.

  • 10-13Compound interest and value over time
  • 14-16Portfolio thinking and investment words
  • 16-18+ISAs, pensions, ETFs, and FIRE
Open the investing pathway