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Ages 8–9 · Sharing

Charity and giving — why and how

Some people in the UK and around the world don't have enough money for food, a home, or medical help. Charities collect money from people who can spare some, and use it to help. Even small amounts make a difference. Here's how it works and how you can join in.

Age
8–9
Reading time
5–7 min read
Topic
Charity and giving
Read with
A grown-up if you can
Year
2026
Last reviewed
2026-05-11

What this guide is about

A charity is a group that collects money and uses it to help people, animals or the environment. UK charities are checked by the Charity Commission to make sure they actually do what they say. Giving even a small amount — £1 a month — teaches the habit. Picking a charity that matches what you care about makes it feel meaningful.

What charities actually do

A charity is a group of people working together to help others. There are lots of different things charities help with:

Each charity has people who decide where money goes and others who do the actual helping. Most of them depend on donations from regular people to do their work.

How charities make sure money is used well

The UK has a special group called the Charity Commission. They check every charity, every year, to make sure:

If a charity doesn't follow the rules, the Charity Commission can step in. If it's very serious, they can close the charity down.

So when you give to a registered UK charity, you can be sure the money is going to the work, not into someone's pocket. Most charities use most of their money on the actual helping — some on staff who organise the helping, and a small bit on telling people about the charity so more people can give.

How to pick a charity to give to

There are thousands of UK charities. You can't give to them all. So pick one (or a few) that match what you care about.

Ask yourself:

Once you have an idea, search online for "[your idea] UK charity" and look at a few. Read the "About" page. Check they're registered with the Charity Commission (most have the charity number on every page).

How to give — even small amounts

You don't need lots of money to be a giver. Here are some ways:

Even £1/month is real. If 50,000 children give £1 a month, that's £600,000 a year. Charities depend on lots of small donations far more than they depend on rare big ones. Your small amount really does add up when lots of people do it.

Be careful with online charity asks

Most UK charities are honest. But sometimes scammers pretend to be charities to take people's money.

Things to watch for:

If you want to give to a charity, the safest way is to go to the charity's real website yourself (search the name, check the .org.uk or .org address, look for the Charity Commission number). Then donate from there.

Always ask a grown-up before donating online with a card. Even small amounts. Real charities don't mind waiting a day for you to check.

Why giving feels good

Lots of grown-ups who give to charity say it makes them feel good — even better than buying something for themselves.

Scientists who study this have found a few reasons:

You don't have to give to feel like a good person. People help in lots of ways — kindness, time, listening, sharing. Money is just one way. The point is to do something, however small, for people other than yourself.

NCFor teachers: curriculum links

Full mapping in the curriculum map.

For grown-ups: cite this guide
UK Tax Drag (2026). Charity and giving — why and how. Ages 8–9 guide. Available at: https://kids.uktaxdrag.co.uk/ages-8-9-charity-and-giving.html
Curriculum mapping: see UK Financial Education Curriculum Map (Version 1.0).
For grown-ups. This guide is written for the child to read, ideally with a grown-up nearby. It explains UK money ideas at a Year 4-5 reading age. It is not financial advice. UK rules can change.