📊 Ages 10–13

Money Master

Master compound interest, tax, budgeting, investing, and spotting scams. 11 interactive games plus 8 in-depth guides for everything you\'ll meet from age 10 to 13.

8 in-depth guides · New · May 2026

Real-world guides for the choices you face now

Each guide is a focused 6-9 minute read on something coming up: your first bank account, what tax pays for, scams to spot, pocket money systems. Mapped to the UK Curriculum Map. Released under CC BY 4.0.

🏦 What is a bank?How banks work, what interest is, and the £85k FSCS guarantee. 💳 Your first bank account at 11Which UK banks offer accounts from 11, what features matter, app safety basics. 🪙 Pocket money mechanicsThe three-pot method, earned vs given, how to negotiate calmly. 📱 Online money safetyIn-game purchases, free trials, fake influencer DMs, parental controls. 🏛 What tax pays forNHS, schools, pensions, defence. Out of every £100 of tax, where does it go? 📊 Simple budgetingA working three-bucket budget on £20-£60/month. Worked examples. 🛑 Spotting scams7 common UK scams aimed at tweens. The 5 tricks they all use. 🎯 Saving for a goalPick a target, calculate weeks, build the habit that compounds for decades.

☆☆☆☆☆☆☆☆☆☆☆Complete games to earn stars · 0/11

Percentage Power

Calculate discounts, tax, and VAT

+1 ⭐ per 5 correct

Correct: 0 / 5

📈

Compound Interest Explorer

Watch money grow over time with interest on interest

Explore!

Compound interest means you earn interest on top of your previous interest. Adjust the sliders and watch what happens!

Starting amount£100

Interest rate/year5%

Number of years10

£0

after 10 years

You saved

Interest

💹

Inflation: What Is It?

How prices rise and affect your money

+1 ⭐ per 4 correct

Correct: 0 / 4

🍋

Run Your Business: Lemonade Stand

3 rounds of buying, marketing, and pricing

+1 ⭐ on profit

🔢

Rule of 72

How long does money take to double? Quick-guess game

+1 ⭐ per 5 correct

Correct: 0 / 5

⚖️

Good Debt vs Bad Debt

Categorise 8 types of debt correctly

+1 ⭐ on completion

🇬🇧

UK Tax Basics

VAT, income tax, National Insurance, and more

+1 ⭐ per 6 correct

Correct: 0 / 6

💰

Budget the Month

Split £100 pocket money into Save/Spend/Invest/Give

+1 ⭐ on balance

Allocate exactly £100 across four categories. Use the sliders to balance your budget.

💾 Save£0.00

🛍️ Spend£0.00

📊 Invest£0.00

❤️ Give£0.00

Total: £0.00 / £100

🔍

Spot the Scam

Is this message safe or a scam? 5 scenarios

+1 ⭐ per 5 correct

Correct: 0 / 5

💸

Fixed vs Variable Costs

Categorise 8 expenses correctly

+1 ⭐ on completion

🏦

Smart Saver

Compare savings accounts over 10 years

Explore!

Start with £1,000. Which account wins after 10 years? Adjust the initial amount to see how it grows.

Initial savings£1,000

Replay Practice

Fresh mini-challenges every time

Shuffle three short practice cards for extra reps on percentages, inflation, saving logic, scams, and tax basics without resetting your saved stars.

Complete all 3 cards to finish this practice set.