A simple monthly family-budget worksheet. Income at the top, fixed costs in the middle, variable costs and savings below. Use it once a month around payday. Stops the "where did the money go" conversation cold.
Audience
Parents
Key Stage
Adult / family
Format
A4 portrait
Time
Monthly use
Topic
Household budget
Last reviewed
2026-05-11
How to use this printable
Print one per month. A new sheet keeps the comparison clean.
Fill in income from all sources at the top.
List fixed costs (rent/mortgage, council tax, utilities, insurance, subscriptions). These rarely change month to month.
Estimate variable costs (food, fuel, transport, eating out, gifts). Use last month's bank statement to get realistic numbers.
Subtract from income. What's left is savings + buffer + discretionary.
Keep the sheet. After 3 months you'll see real patterns.
Family budget
Our monthly budget
A real plan, fast. Income at the top, costs in groups, what's left at the bottom.
If this number is negative, something has to give — spend less, earn more, or postpone a goal.
Cite this printable
UK Tax Drag (2026). Family budget worksheet. Printable worksheet. Available at: https://kids.uktaxdrag.co.uk/printable-family-budget-worksheet.html
CC BY 4.0. Free to print, photocopy, share, embed in your VLE or adapt for your school.
Print tip. Set printer to A4 portrait. Margins "Default" or "Minimum" both work. The print preview hides the navigation, instructions and footer so you get just the worksheet on paper.